Fanatics Sportsbook Refunds $1.5 Million in Record Injury Payout
Fanatics Sportsbook issued its largest single payout under its injury protection program, returning $1.5 million to customers following a hamstring injury to rookie Emeka Egbuka. The action, carried out under the sportsbook’s Fair Play Policy, covered customer bets placed on the player prop market. Egbuka, a top contender for the NFL Offensive Rookie of the Year award, left the game during the second quarter of the Tampa Bay Buccaneers versus San Francisco 49ers matchup.
Fair Play Policy Triggers Cash Refunds
The Fanatics Fair Play™ policy acts as injury insurance for player prop bets. This program provides cash refunds if a player leaves the game due to injury anytime in the entire first half of an NFL contest. This contrasts with some competitors, which only offer protection through the first quarter of play.
When Egbuka exited the game in the second quarter on Sunday, the Fair Play™ protection automatically triggered the returns. The $1.5 million in refunds was paid out as cash and covered both pre-game and in-game prop bets related to Egbuka. This event represents the largest single payout since the program’s inception.
Parlay Legs Voided to Preserve Wagers
The policy also addresses prop bets included in parlays (accumulated wagers). When Egbuka left the field, the portion of any parlay containing an Egbuka prop bet was voided.
This mechanism allowed the remaining legs of the parlay to stay active. For example, one customer received a $27,894payout from a six-leg parlay that was preserved by voiding the injured Egbuka portion.
On the same day, the Fair Play™ policy also issued refunds for other second-quarter injuries, including those to Marvin Harrison Jr., Mike Gesicki, and Calvin Ridley. Internal research by Fanatics shows that the injury insurance program is a major draw for the sportsbook, with 20% of new users choosing the platform specifically due to the Fair Play policy.
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